Health Insurance — Find a Plan That Actually Covers Your Doctor

Confused by the Marketplace? You're not alone.

The ACA Marketplace has dozens of plans across four tiers — Bronze, Silver, Gold, and Platinum. Most people pick Bronze because it's cheapest, then get hit with a $7,000 deductible at the worst possible moment.

For qualifying income levels, Silver plans with Cost Sharing Reductions (CSR) can give you dramatically lower deductibles — sometimes $0 — for a similar or lower monthly premium. We find this every day for clients who came to us thinking they couldn't afford good coverage.

What we actually do

We compare every available plan in your area, verify your doctor is in-network, confirm your medications are covered, calculate your exact subsidy, and enroll you on the spot. We also add dental (Cigna), vision (Ameritas), and supplemental coverage to fill the gaps most plans leave open.

Already on Medicaid? You may have options.

When Medicaid ends — due to income changes, a new job, or a household update — you have exactly 60 days to enroll in a Marketplace plan through a Special Enrollment Period. Miss that window and you wait until November. Call us the day it happens.

Carriers we work with