KivuLinkInsurance Services
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About Kivulink

We don’t sell policies. We advocate for people.

Innocent built Kivulink because the insurance system wasn’t designed for immigrant families, multilingual households, or ITIN filers. Policies were sold without explanation. Families missed subsidies. Kivulink exists so no one signs something they don’t understand.

Why choose Kivulink

Built on advocacy, not commissions.

Innocent Muvunyi, Founder of Kivulink Insurance Services
Innocent Muvunyi
Founder & Licensed Insurance Agent · NPN 22182172
TX · TN · AZ · IN · MI · CO + 10+ years
01

We educate before we sell

No one signs a policy they don’t fully understand. Every line, every term, every scenario — explained before you commit.

02

Independent, not commission-driven

We’re not tied to one carrier. We shop our entire appointed network and recommend what fits your situation — not what pays us the most.

03

We correct bad policies

We audit existing coverage for free, and we’ve fixed badly structured policies that were quietly costing families hundreds every month. We hold other agents accountable.

04

Built around your schedule

Remote document collection, virtual appointments, and multilingual support. You shouldn’t have to take a day off work to protect your family.

Our advisors serve clients in
EnglishKinyarwandaKiswahiliFrançaisKirundiEspañolDariPashto
“Going forward, I will only come to you for all services that you provide.” — A client whose policy was changed without their knowledge. Our team investigated and fixed it.
Request a quote

One form. Every carrier we represent.

Tell us what you need once — a licensed advisor compares options across our appointed carriers and walks you through the fit, in plain language.

Response within one business day
No obligation, no pressure — ever
Your information is never sold

Request your free quote

Tell us what you need — a licensed advisor responds within one business day.

We will never sell your data. Your privacy is our priority.

Prefer to talk now? Call, WhatsApp, or book a meeting.

Thank you — request received.

A licensed Kivulink advisor will reach out within one business day. Need help sooner? Call 832-775-2509 any time.