WHY CHOOSE KIVULINK

Built on advocacy, not commissions.

An independent Houston agency that educates before it sells, fixes what others broke, and enrolls you in the language you think in.

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Innocent Muvunyi, Founder of Kivulink Insurance Services
Innocent Muvunyi Founder & Licensed Insurance Agent · NPN 22182172
  • Licensed in 10 states
  • 10+ years
  • Independent
HOW WE WORK

A guide first. An agent second.

  1. 01

    We educate before we sell

    No one signs a policy they don't fully understand. Every line, every term, every scenario — explained before you commit.

  2. 02

    Independent, not commission-driven

    We're not tied to one carrier. We shop our entire appointed network and recommend what fits your situation — not what pays us the most.

  3. 03

    We correct bad policies

    We audit existing coverage for free, and we've fixed badly structured policies that were quietly costing families hundreds every month. We hold other agents accountable.

  4. 04

    Built around your schedule

    Remote document collection, virtual appointments, and multilingual support. You shouldn't have to take a day off work to protect your family.

OUR ADVISORS SERVE CLIENTS IN

“Going forward, I will only come to you for all services that you provide.”

A Kivulink clientwhose policy was changed without their knowledge — our team investigated and fixed it

Work with an advocate.

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NPN 22182172 Licensed in 10 states: TX · TN · AZ · CO · IN · KY · ME · MI · OH · WI Independent — appointed, not captive
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