BOP · GL · E&O · workers’ comp
Built around your business, not a template.
Bundled Business Owner’s Policies, general liability, professional liability, workers’ comp, and group supplemental benefits for teams of 3 to 49.
Business Owner’s Policy (BOP)Property + liability, bundled
General liability & E&OClaims and professional-error protection
Workers’ compensationRequired in many states once you hire
Group supplemental3–49 employees · Aflac available
Independent — appointed with 50+ carriers
Licensed in TX, TN, AZ, IN, MI, CO & more
Every policy explained before you sign
Request a quote
One form. Every carrier we represent.
Tell us what you need once — a licensed advisor compares options across our appointed carriers and walks you through the fit, in plain language.
Response within one business day
No obligation, no pressure — ever
Your information is never sold
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A licensed Kivulink advisor will reach out within one business day. Need help sooner? Call 832-775-2509 any time.