Kivulink
Homeowners
Dwelling, liability, personal property.
Protects the structure, your belongings, and you — if someone is injured on your property. We compare dwelling limits and deductibles across carriers so you’re not over- or under-insured.
HOME & RENTERS · HOMEOWNERS · FLOOD
Honest answers on coverage — including flood.
Quote my home →- Response within one business day
- No obligation, no pressure — ever
- Your information is never sold
We compare dwelling, liability, and personal property coverage across our carrier network — and we’ll tell you honestly where flood coverage is worth adding in the Houston area.
BUNDLE & SAVE
One carrier. Both policies.
Nearly every carrier offers a multi-policy discount, and the size of it is set by the carrier and varies by state. Bundling also gives you one renewal date, one deductible conversation, and one advisor who knows your whole picture.
Check my bundle →Home + Auto together
- Multi-policy discounts applied
- One renewal date to remember
- Claims handled by one advisor
Compared across Foremost, Homeowners of America, Swyfft and Bamboo, alongside your auto options
Coverage for every kind of home.
Hover or tap a card for the details.
Renters
Affordable protection for what you own.
Covers your belongings and your personal liability, and it is usually the least expensive policy we write. Most carriers discount it further when it sits alongside an auto policy.
Flood options
Available alongside most home policies.
Standard home policies don’t cover flood. In the Houston area that gap matters — we’ll tell you honestly whether flood coverage is worth adding for your address.
Landlord / rental property
Coverage for property investors.
Dwelling and liability coverage built for rental properties — including loss-of-rent options while a covered repair keeps the unit empty.
Three steps to better home coverage.
- 01
Tell us about the property
Address and a few details — two minutes, in your language.
- 02
We shop the market
Foremost, Bamboo, Swyfft and Homeowners of America compete for the policy, with flood through Titan Flood where it makes sense.
- 03
Choose with confidence
Every limit and deductible explained in plain language before you sign.
Home questions, answered.
Does homeowners insurance cover flooding?
No — flood is a separate policy. We’ll tell you honestly whether your address needs it, and quote it alongside your home policy.
Is renters insurance really worth it?
It’s usually just a few dollars a month and covers your belongings plus personal liability. Many landlords require it.
Can I bundle home and auto?
Yes, and most carriers give a multi-policy discount for it, though how much varies by carrier and state. We run both quotes together, bundled and separate, so you can see the actual difference for you.