Protected from penalties and bad-fit plans.
Plans change every year, and so do your needs. We protect you from late-enrollment penalties and re-check your fit against new options every October.
Dates & changes that affect your coverage.
Enrollment windows, subsidy rules, and tax requirements keep moving. Our team tracks them so you don’t get caught out — here’s what matters right now.
Lost Medicaid or job coverage? You have 60 days.
Qualifying life events open a Special Enrollment Period — but only for 60 days. Call us the week it happens, not the month after.
Educational only — rules vary by state and situation. Talk to a licensed advisor about your case.
One form. Every carrier we represent.
Tell us what you need once — a licensed advisor compares options across our appointed carriers and walks you through the fit, in plain language.
Thank you — request received.
A licensed Kivulink advisor will reach out within one business day. Need help sooner? Call 832-775-2509 any time.