Kivulink
ACA / Marketplace
Bronze, Silver, Gold — subsidies applied.
We compare every plan available in your area and apply the subsidies you qualify for — most working families are surprised at their real price.
HEALTH (ACA) · MARKETPLACE · MEDICAID TRANSITIONS
Enrolled with you, in your language.
Most working families qualify for subsidized plans. We compare every plan available in your area, verify your doctors and prescriptions are covered, and complete enrollment with you.
- Response within one business day
- No obligation, no pressure — ever
- Your information is never sold
RULE CHANGE
Subsidy amounts changed in 2026.
A quick re-check tells you exactly what you qualify for now — and whether you risk paying part of it back at tax time.
Re-check my eligibility →Free 2-minute estimator
- What subsidy you qualify for now
- Repayment risk before tax season
- No sign-up, no pressure
Then a licensed advisor verifies your doctors and prescriptions are in network
Coverage matched to your budget.
Hover or tap a card for the details.
CSR Silver plans
Reduced deductibles for qualifying households.
Cost-sharing reduction Silver plans lower your deductible and copays on top of the premium subsidy — but only if you enroll in Silver. We check this every time.
Dental & vision add-ons
Cigna dental · Ameritas vision.
Standalone dental and vision that ride alongside your health plan — quoted in the same conversation, no separate appointment needed.
Medicaid transitions
Lost Medicaid? You have 60 days.
Losing Medicaid or job coverage opens a 60-day Special Enrollment Period. Call us the week it happens, not the month after — the window doesn’t extend.
Supplemental gap coverage — accident, critical illness, and hospital indemnity plans that pay cash directly to you — is available through our enrollment portal.
Dates that affect your coverage.
- DON’T MISS
ACA Open Enrollment
Nov 1
- REMINDER
Lost Medicaid or job coverage? You have 60 days.
Qualifying life events open a Special Enrollment Period — but only for 60 days. Call us the week it happens, not the month after.
Call 832-775-2509 →
Educational only — rules vary by state and situation. Talk to a licensed advisor about your case.
Three steps to covered.
- 01
Tell us your household
Income, family size, doctors you want to keep — in your language.
- 02
We compare every plan
Subsidies applied, doctors and prescriptions verified in-network.
- 03
We enroll together
You see every number before anything is submitted.