CARRIER NETWORK

Every carrier we hold. All of it.

37 carriers across property and casualty, health and life. One application is rated by all of the ones that fit, and you keep whichever answer is best.

THE WHOLE BOOK

Who writes your policy.

An independent agency is only as useful as the number of carriers it can put your record in front of. This is that number, in full, rather than a selection of the ones with the best logos.

Property & casualty 14+

Auto including non-standard and SR-22 filings, home, renters, condo and flood, and commercial cover from trucking to general liability and E&O.

  • Progressive
  • GEICO
  • Root
  • Bristol West
  • Foremost
  • Homeowners of America
  • Bamboo
  • Three by Berkshire Hathaway
  • Great American
  • Cover Whale

Also Swyfft, Hiscox, Thimble, NEXT and more.

Health 18+

ACA and Marketplace plans on and off exchange, Medicare Advantage, Supplement, Part D and DSNP running to more than 78 products, plus dental, vision, accident and small-group supplemental.

  • UnitedHealthcare
  • Blue Cross Blue Shield
  • Blue Cross Blue Shield of Tennessee
  • Aetna CVS Health
  • Anthem
  • Cigna
  • Ambetter
  • Oscar Health
  • Wellpoint
  • Molina Healthcare
  • Community Health Choice
  • Imperial Insurance
  • Humana
  • Wellcare
  • Devoted Health
  • KelseyCare Advantage
  • Allstate Health Solutions

Also Aflac and more.

Life 5+

Term, whole life, indexed universal life, final expense, hospital indemnity and accident.

  • National Life Group
  • Ethos
  • Mutual of Omaha
  • Ameritas
  • Gerber Life

Specialty and hard-to-place risks reach further markets through wholesale channels, so a decline from the list above is not the end of the search. Appointments vary by state and by line. Holding an appointment is not a promise that a carrier will quote or accept your risk: that is underwriting, and it is decided on your own record. We will tell you which of these can quote your situation before you fill anything in.

LICENSING

Ten states.

Arizona, Colorado, Indiana, Kentucky, Maine, Michigan, Ohio, Tennessee, Texas and Wisconsin. NPN 22182172.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE (1-800-633-4227), 24 hours a day / 7 days a week, to get information on all of your options. Kivulink Insurance Services is not affiliated with or endorsed by any government agency or the federal Medicare program.

NPN 22182172 Licensed in 10 states: TX · TN · AZ · CO · IN · KY · ME · MI · OH · WI Independent. Appointed by carriers, owned by none of them
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